A Ha! Done! Finis!
We closed on the new construction home loan today, after an hour of signing and initialing over mind, body and soul to the bank. :) Well, at least that's what it feels like. I half think they hire a private investigator to find out everything about you before agreeing to lend that much money out.
But nevertheless, we are done with the paperwork and down payment on the new house, and Kai will work on gathering up the Deed and permits this week so he may hopefully break ground shortly thereafter. The ground is fairly saturated from all of the melting snow and ice, plus a tremendous thunderstorm last night. Hopefully that will clear up soon.
Brian twisted my arm and we celebrated with a slice of cheesecake from The Cheesecake Factory. Yum. I managed to save some to share with the kids too.
And in other officially official news, we also finished registering Jacob for the Before & After Care program at his future school district. Registering for actual Kindergarten will come in another month or so. I feel so relieved to have at least this part of the process done, and to know that because we were able to get him in to these programs, he will be able to stay at his school the entire time and not have to get bused to another place until we can pick him up. I think although Brian has been trying to hype up riding the bus to school to him, Jacob was still showing some anxiety about it; plus, keeping him in the same building will be much more similar to what he does now.
We are (slowly) making progress on getting our current house ready for the market. I'm excited - things should start to get pretty busy for us now!
Monday, February 28, 2011
Sunday, February 20, 2011
Holy cow, this paperwork takes for.ev.er. A few more signatures and faxing back and forth; and the bank's appraisal of our plans done, and we finally have a closing date in place - Feb 28th. Assuming the build takes the full 6 months to complete, that puts us closing and moving in August - right in the midst of starting Jacob in Kindergarten. That'll be hectic and unfortunate, but I guess it could be worse.
In the meantime, we met with Kai again this weekend now that the ice has all melted away so we could look at our lot and agree on house placement and spacing. We also finalized some elevation drawings - I feel pretty good with the changes, which gave it some character, but the key will be choosing the colours and finishes. We've been saying we wanted a red house, but it has to be the * right * red so that it doesn't look too much like a barn. Already the neighbourhood is full of blues and greens, so we want to stay away from those; these kinds of neighbourhoods look best when there is variety.
In the meantime, we met with Kai again this weekend now that the ice has all melted away so we could look at our lot and agree on house placement and spacing. We also finalized some elevation drawings - I feel pretty good with the changes, which gave it some character, but the key will be choosing the colours and finishes. We've been saying we wanted a red house, but it has to be the * right * red so that it doesn't look too much like a barn. Already the neighbourhood is full of blues and greens, so we want to stay away from those; these kinds of neighbourhoods look best when there is variety.
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| Brian helps Kai Yu measure out the house |
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| The kids took advantage of plenty of open space |
Sunday, February 13, 2011
All loan paperwork is in and signed, and we are just waiting on the underwriters to finish doing their thing. We received an email that they may be completed and ready to close on the loan by end of this week - which is about 1-2 weeks earlier than they anticipated. Ugh - legalities! Once that is closed out we can finally break ground.
We are also hoping warmer weather this week will melt the half-foot of ice that has been covering most of the area and we can visit our lot with the home builder and make sure we all agree on house placement.
Since we are on a corner lot, and we will have a public sidewalk to the left (west) of the house, it will give the appearance that our lot is slightly bigger and we've discussed shifting the house this way slightly to give us (really - the dog) a little bit more room for the fenced-in yard. But, we don't want it to look lopsided either, so we'll see what Kai suggests.
In the meantime I have been frantically trying to figure out all this Kindergarten registration and before/after care for Jacob in this new school district. I can hardly believe we are dealing with this already! It's a little tricky working with registration when you don't have an established address yet. On the plus side, getting all the paperwork needed for the schools (and the loan) gave us the opportunity to go ahead and see our future full street address and number. It was pretty exciting to see it on paper and think: That's going to be our NEW home!
We are also hoping warmer weather this week will melt the half-foot of ice that has been covering most of the area and we can visit our lot with the home builder and make sure we all agree on house placement.
Since we are on a corner lot, and we will have a public sidewalk to the left (west) of the house, it will give the appearance that our lot is slightly bigger and we've discussed shifting the house this way slightly to give us (really - the dog) a little bit more room for the fenced-in yard. But, we don't want it to look lopsided either, so we'll see what Kai suggests.
In the meantime I have been frantically trying to figure out all this Kindergarten registration and before/after care for Jacob in this new school district. I can hardly believe we are dealing with this already! It's a little tricky working with registration when you don't have an established address yet. On the plus side, getting all the paperwork needed for the schools (and the loan) gave us the opportunity to go ahead and see our future full street address and number. It was pretty exciting to see it on paper and think: That's going to be our NEW home!
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